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SMART BUYER ADVANTAGE™
The right home.
The right payment.
Real estate guidance and mortgage strategy working together to help
you avoid costly mistakes and buy with confidence.
No obligation. Just helpful guidance.
BENEFITS THAT WORK FOR YOU
More clarity.
More confidence.
More value at closing.
Everything is designed around one question: what helps you make a better home-buying decision?
Complimentary Home Warranty
Eligible clients may receive a 12-month home warranty to help protect major systems and appliances after closing.
$500 Closing-Cost Credit
Qualified buyers may receive a $500 lender credit toward allowable closing costs through a participating lender.
Early-Access Home Search
Hear about coming-soon, off-market and agent-network opportunities when they are available.
Appraisal + Inspection Savings
Ask about available appraisal assistance, a $100 inspection credit and partner-provided termite inspection benefits.
Payment Strategy
Compare payments, cash to close, loan options, assistance programs and builder incentives side by side.
Offer + Negotiation Strategy
Lauren evaluates the property and offer terms while Ye models how credits and financing choices affect your costs.
Benefits vary by transaction and eligibility. We will explain what is available before you commit.
A SMARTER TEAM APPROACH
See the home and the financing as one decision.
Purchase price is only part of the picture. Credits, incentives, loan structure and repair terms can all change your cash to close and monthly payment.
MORTGAGE STRATEGY
Ye Gong
Ye compares payments, cash to close, loan choices, down-payment assistance and available incentives.
REAL ESTATE STRATEGY
Lauren Pierce
Lauren guides the home search, evaluates properties, structures offers and negotiates the real estate terms.
HAVE A HOME TO SELL?
Coordinate both moves and keep more cash available.
When your purchase depends on selling another home, timing, proceeds and financing all need to work together. Lauren and Ye can build one coordinated plan for both transactions.
- Purchase and sale timing strategy
- Estimated proceeds + cash-to-close review
- Contingency and financing options
BUY + SELL ADVANTAGE
Up to
$2,000
in additional closing-cost assistance for qualifying buyers who also sell with Lauren.*
HOW IT WORKS
One conversation can clarify
your next move.
01
Define the goal
Tell us what you want to buy, when you want to move and what matters most in the payment.
02
Compare the options
Review homes, loan structures, incentives, credits and cash-to-close before making a decision.
03
Move with a plan
Lauren and Ye coordinate from search and offer strategy through financing and closing.
MORE CONFIDENCE, LESS PRESSURE
Clear comparisons before you commit.
Second-Look Loan Review
Already preapproved? Ye can help you compare the numbers and ask better questions.
Rate + Credit Comparison
Compare eligible competing loan options, rates and lender credits—not just the headline rate.
Cancellation Protection
Ask about buyer-representation cancellation terms before signing so expectations are clear from day one.
READY TO BUY SMARTER?
Start with your options—not an obligation.
Text SMART to Ye at 916-975-6120 to learn which benefits may be available to you.
SMART BUYER ADVANTAGE™
Lauren Pierce + Ye Gong
Lauren Pierce
Windermere Real Estate
CA DRE #02444148
[email protected]
Ye Gong
Answer Home Loans
NMLS #360097
[email protected]
*Benefits are available to qualified buyers at closing and are subject to lender guidelines, brokerage approval, transaction structure, applicable law and program availability. Credits cannot exceed allowable closing costs. Buyer is not required to use a particular lender. The proposed Buy + Sell Advantage benefit must be approved before advertising or use.